Afreximbank Reports Strong FY2025 Results, Total Assets and Contingencies Reach US$48.5 Billion

CAIRO, Egypt—The African Export-Import Bank (“Afreximbank”) and its subsidiaries (the “Group”) announced strong financial results for the year ended December 31, 2025, underscoring sustained financial resilience and strategic execution.

The Group’s total assets and contingencies surged by 21% to US$48.5 billion, up from US$40.1 billion as at 31 December 2024, confirming the Bank’s consistent growth trajectory.

Key financial highlights for FY2025 include:

• Net Income: Net income increased by 19% to US$1.2 billion, up from US$973.5 million in the prior year.
• Loans and Advances: Net loans and advances for the Group grew by 16% to US$33.5 billion, supported by continued disbursements across the continent and the Caribbean. These funds targeted strategic priorities like manufacturing, infrastructure, food security, and climate adaptation.
• Capital and Liquidity: Shareholders’ funds grew by 17% to US$8.4 billion. The Group’s liquidity position remained robust, with cash and cash equivalents at US$6.0 billion, meaning liquid assets accounted for 14% of total assets, surpassing the strategic minimum level of 10%.
• Asset Quality: The non-performing loan (NPL) ratio remained stable at 2.43% (up slightly from 2.33% in FY’2024), demonstrating consistent portfolio quality.

The Group successfully accessed international bond markets by raising over US$800 million from Japan and China via Samurai and Panda bonds in 2025, demonstrating strong fundraising capabilities despite concerns raised by some rating agencies. Furthermore, Afreximbank maintained strong cost efficiency with a cost-to-income ratio of 21%, which is well below its strategic ceiling of 30%.

Denys Denya, Afreximbank’s Senior Executive Vice President, commented that the Group “delivered excellent financial performance in 2025” despite continuing global geopolitical challenges. He noted the Group is “way ahead on most of its targets in delivery on its 6th Strategic plan that ends on 31 December 2026,” adding that the balance sheet is at its strongest level ever.

Afreximbank is a Pan-African multilateral financial institution mandated to finance and promote intra- and extra-African trade. The Afreximbank Group includes its equity impact fund subsidiary, the Fund for Export Development Africa (FEDA), and its insurance management subsidiary, AfrexInsure, both of which are now profitable.